Planning for a new year: incremental changes that add up

As I planned for the new year, I considered how to set myself up for a successful 2024. For those armed with big “resolutions,” I applaud you. But for the majority of Americans who make resolutions, researchers noted in an article published by Ohio State University suggest that only 9% complete them. Further, 23% of…

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Doing it all over again: if I knew then what I know now

A year ago, my husband and I set in motion a series of leaps (of faith) that turned our well-laid retirement planning into a buckle-up-for-the-ride-of-a-lifetime adventure. But to say we were unprepared would be an understatement. For example, what if we’d known our small town would receive a record snowfall (with only front-wheel drive vehicles…

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